Choosing to get dental implants to replace missing teeth is a big financial decision. We know that budgets are tight in today’s economy, and most patients simply cannot afford to pay for expensive restorative treatments upfront. This should not stop you from getting the restorative dental work done to restore your oral health, self-confidence, and quality of life. Dr. Adam Woods, our lead Beaverlodge dentist at Dentistry On 43, is passionate about providing our community with affordable, quality dental care. That’s why we’ve got the solution to help with financing your dental implants in Grand Prairie.
Financing for Dental Implants in Grand Prairie, AB
When a patient is recommended for dental implant surgery, one of the first questions we get is about financing the procedure. We’ve partnered with LendCare to give our patients flexible financing options to make life-changing dental work more accessible and affordable.
What is LendCare and How Does it Work?
LendCare is a Canadian financing company that specializes in providing loans for a variety of services, including healthcare and dental procedures. The company partners with dental clinics like ours to offer financing options to patients, making services more affordable and accessible. Here’s how LendCare typically works in the context of dental procedures like implants:
- Partnership with Service Providers: LendCare partners with dental clinics like Dentistry On 43. This partnership allows us to offer financing options directly to our patients for expensive treatments.
- Application Process: When a patient decides to finance their dental procedure, they can apply for financing through LendCare. This application process is usually straightforward and can often be completed online. The patient will need to provide some personal and financial information for LendCare to assess their creditworthiness.
- Quick Approval: One of the key features of LendCare is the rapid approval process. Applicants can often receive a decision on their financing application relatively quickly, sometimes within minutes. This speed enables you to proceed with your dental implant surgery without significant delays.
- Flexible Financing Options: LendCare offers various financing plans, which can be tailored to fit your budget. This flexibility includes choosing the loan term and deciding on a manageable monthly payment plan. It allows patients to spread the cost of expensive dental procedures over a period of time, making them more affordable.
- Direct Payment to Service Providers: Once a loan is approved, LendCare typically pays our dental office directly for the cost of the treatment. You will then repay LendCare according to the agreed-upon terms of the loan.
- Competitive Interest Rates: LendCare offers competitive interest rates on their loans. However, the exact rate may vary based on factors such as your credit score and the specifics of the financing plan.
- Transparency: LendCare aims to be transparent with its fees and charges, ensuring that applicants understand the full cost of the loan, including any interest and fees before they commit to it.
- No Restrictions on Treatment: Generally, there are no restrictions on the type of dental treatment that can be financed through LendCare. This means you can use LendCare financing for a range of dental procedures, including dental implants.
- Post-Approval Support: LendCare provides ongoing support to borrowers, offering customer service for any questions or concerns that may arise during the term of the loan.
The Process For Getting Financing Dental Implants
- Comprehensive Consultation with Dr. Adam Woods: The first step is a thorough evaluation by Dr. Woods to assess your oral health and determine whether dental implants are right for your specific needs.
- Development of a Detailed Treatment Plan: Dr. Woods will develop a personalized treatment plan based on the findings from your consultation. This plan will outline each step of the implant process, from preparatory work to the final placement and restoration of the implants.
- Cost Breakdown: You’ll receive a detailed breakdown of the costs involved, including the price of the implants, surgical fees, and any additional treatments that might be necessary, such as bone grafting or x-rays.
- Understanding Your Options: We’ll explain the various options available for financing your dental implants in Grand Prairie, including the terms, monthly payments, and interest rates, ensuring you have all the information needed to make an informed decision.
- Guided Financing Application with LendCare: Our friendly team at Dentistry On 43 will guide you through the LendCare financing application. This includes helping you fill out the necessary forms and gathering any required documentation.
- Swift Approval and Procedure Scheduling: LendCare is known for its efficient approval process, often providing a decision rapidly. This minimizes the waiting time and anxiety often associated with loan approvals. As soon as we’ve got approval on your finance, our treatment coordinator will schedule your surgery date.
- Financial Transparency and Support: We maintain clear communication about all costs and financial obligations throughout the financing process. Our goal is to ensure you are fully informed and comfortable with your financial commitment.
- Ongoing Financial Assistance: Our team is always available to provide support and assistance if you have any questions or concerns about your financing plan or payments.
Frequently Asked Questions
Can LendCare be used for any dental procedure?
How long do I have to pay back the loan?
The repayment term for a loan can vary depending on your specific agreement and your financial situation. Typically, loan terms can range from a few months up to 60 months, allowing you to choose a plan that best fits your budget.
How much will the loan cost?
LendCare offers healthcare loans of between $500 up to a maximum of $15000. The interest rate offered is between 14.99% and 29.99% depending on your creditworthiness, and your loan will be amortized over a 12 to 60-month period. You will receive a clear breakdown of costs from LendCare before accepting the offer.
Do I need to make a down payment?
No, a down payment is not necessary to be approved for finance. However, if you’ve got a “rainy day” fund you’d like to use towards your treatment, this can help you reduce your overall repayment costs.
Are there any upfront fees?
No, there are no upfront charges. LendCare charge a small administration fee which is generally built into your monthly repayments.
Can I pay my loan off early?
Yes, you can pay off your loan early without any penalty in most cases. This flexibility allows you to manage your finances in a way that suits you best.
What if I have a less-than-perfect credit score?
LendCare considers various factors, not just your credit score, when assessing your loan application. We encourage you to apply even if your credit history is not perfect, as you may still qualify for financing.
Empowering Your Dental Health Journey With Financing for Dental Implants in Grand Prairie
At Dentistry On 43, we believe that financial constraints should not be a barrier to achieving optimal oral health and a confident smile. Our partnership with LendCare and the supportive approach of Dr. Adam Woods and our team make the process of obtaining finance for dental implants smooth and accessible. We’re here to support you every step of the way – from the initial consultation to revealing your restored smile. If you have additional questions or would like to set up a dental implant consultation, please contact our office at (825) 250-4595.
We proudly serve the communities of Beaverlodge and Grand Prairie, Alberta.